Our Funding Options
Unsecured Loans
Unsecured business loans provide fast access to capital without the need to secure the loan against business or personal assets. These are ideal for managing short-term expenses or seizing immediate opportunities, with typical repayment terms ranging from 12 to 24 months.
Selective / Spot Invoice Financing
Maintain control over your cash flow by choosing which invoices to fund. Upload selected invoices to the lender’s portal and receive up to 100% of their value within 24 hours. Repayment is only due once your client settles the invoice. Unlike traditional invoice financing, there is no need to fund your full sales ledger - select just one invoice or multiple, depending on your needs.
Merchant Cash Advance
A merchant cash advance offers a flexible way to access funding, with repayments linked to your daily card or online sales. On quieter trading days, no repayments are taken. A soft credit check is all that’s required, and funds can be made available within 48 hours.
Trade Finance
Trade finance is designed to help businesses manage supplier payments while awaiting customer income. It allows you to spread the cost of supplier invoices over a period of three to twelve months and does not require a personal guarantee. Approvals are typically fast, with funding available within 48 hours.